INSIGHTS

Technical content
for real
decisions.

Analyses, frameworks and perspectives on financial management, valuation, BPO and strategy. Written by those in the field, not in the classroom.

DATA-DRIVEN FINANCE

How a company increased margins and financial predictability with a data-driven culture

A practical case study on how Climber implemented a data-driven culture to turn financial data into strategic decisions, increase margins, and improve cash flow predictability.

Read article
DATA-DRIVEN CULTURE

Why finance needs to be data-driven (and what that means in practice).

The difference between a company that decides with data and one that decides with static spreadsheets is structural. Why this gap has widened in the last five years.

Read article
FUNDAMENTALS

Cash flow is not profit. And this difference can break your company.

Why profitable companies went bankrupt and companies with accounting losses survived. A practical framework to understand both concepts in daily business.

Read article
VALUATION

Valuation for startups: 4 methods and when to use each.

DCF, multiples, comparables and Berkus. When to apply each methodology, their limitations and how to present results to investors without losing credibility.

Read article
KPIs & METRICS

The 7 financial KPIs every SME should track (and almost none do).

Contribution margin, financial cycle, break-even point and more. How to build a simple dashboard that replaces dozens of disconnected reports.

Read article
BPO

Financial BPO vs. internal team: when does each model make sense?

Honest analysis of trade-offs. Total cost, control, scalability and the blind spots that most comparisons ignore.

Read article
BUDGETING

Zero-based budgeting: why your company should consider it (and when not to).

The method that reshaped Kraft Heinz and 3G Capital. How to apply it in SMEs without becoming a blind cost-cutting machine.

Read article
MANAGEMENT

Healthy working capital: the simple formula few companies use.

Why working capital is the most underrated KPI in financial management. How to calculate, monitor and optimize without compromising operations.

Read article

English versions of the articles are available below. The Portuguese versions are available here.

FROM THEORY TO PRACTICE

Liked the content?
Let's talk.

Content is good, but results come from execution. Schedule a 30-minute conversation and discover how we apply these concepts in your context.